Sincerely, I salute you all,

It is with great pleasure to welcome you all and introduce myself as the CEO and board of Directors of Ready Time Investments. I would like to extend our thanks and appreciation for your time, which is always the starting point in every long lasting business ventures. Every year we shall meet together to review the performance of the past year and identify the key achievements or challenges of the previous year, which would be vital to increase your confidence in immense potential to continue to progress and thrive. In 2020, the World witnessed immense difficulties and challenges due to the global pandemic in which Ready Time Investments stalled its operations, in Sierra Leone, which had it’s own effects on the company’s liquidity position. Such headwinds necessitated the development of a rapid and decisive action plan to secure sufficient liquidity to fulfil all the company's financial obligations for banks and contractors and maintain the company's financial sustainable plan.

Today, we are determined as always to establish a solid basis that can uphold our future aspirations through an integrated strategic vision aimed at promoting and diversifying our investments within areas of our expertise. This strategic vision is aimed at ensuring progress, prosperity and steady growth, and is driven by recognized administrative and operational standards based on transparency, credibility and sustainability.

In the height of the pandemic, we had spared no effort to avoid and overcome all the challenges, changes and repercussions investments companies went through. We implemented a number of alternative strategies and plans by utilizing more innovative tools and structures, through which we had been able to reach a safer and more stable financial position. We managed to reduce our risk exposure by means of disassociation and leaving uncertain investments, selling off assets, completing under-execution projects and fulfilling our financial obligations for workers.

Therefore, we can safely say that we’ve managed to achieve good operating revenues despite the surrounding challenging circumstances, which necessitated groundbreaking decisions based on the directives of the company’s board of directors, and the efforts of the executive management and specialized teams. We are determined as ever to continue to grow the company's revenue from its fixed income–generating streams in order to optimize performance on the fields where we do business.

Thank you and God bless.

Marlon A Sesay

MBA, Bsc Hons. CIM